Motor Vehicle Legal Terms

The laws that govern motor vehicles vary from state to state. In general, the laws assume that the vehicle was used by the owner's permission.

The mortality rates are influenced by laws that increase penalties that make revocation automatic or make social hosts targets. All of these measures, which include mandatory education, alcohol treatment and interlock devices, have only a little impact.

Legal Definitions

State laws regulate the legal terms used by motor vehicles. The various definitions used by the federal government in connection with national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mainly for administrative reasons, and are not applicable to states that decide their own registration classifications. The classifications of a vehicle's registration determine whether a motorist must obtain a special license to operate certain types of vehicles.

These state laws define the terms "automobile," "light truck" and many others. For instance light truck, it's any motor vehicle that has an rated capacity of less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. This is any vehicle or combination that is designed to transport people or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are vehicles with wheels that is used by those who have physical disabilities and cannot walk. A moped is an automobile with not more than three wheels on the ground, and that travels at an maximum speed of 35 miles per hour.

A pedicab, or pedal-driven vehicle, is one that is driven by a driver who sits on the top. The owner of the vehicle is the person who owns the legal title.

Traffic Laws

Each state has its own La grande motor vehicle accident lawyer vehicle laws that cover everything from the registration procedure to insurance requirements. These laws also cover the kinds of vehicles covered by the law. While some of these laws are fairly similar across states, others vary significantly. For instance there are laws that limit the number of persons one can carry in a pedicab. There are also laws that ban reckless driving on certain kinds of roads, including parking lots.

If you violate these laws, you can be punished with a fine and/or a penalty. Penalties can include getting your license suspended or having to take a traffic class.

The law governing speed limits on roads is among the most important laws a state has. In New York, for example it says that the speed limit for a commercial vehicle is the same as for an automobile.

It also defines the term "motor vehicle" as any vehicle, carriage, or other device that is propelled mechanically and used on the highway to transport people or property or for other commercial reasons. The law does not apply to trailers, coaches and semitrailers, all-terrain and snowmobiles as well as motorized mobility assist devices for people with disabilities, and self-propelled corn and harvesting machines for hay.

Insurance

A gurnee motor vehicle accident attorney vehicle policy is a contract that covers the insurer from financial loss due to liability for bodily harm or death or property damage caused by a third-party arising from maintaining, operating or use of an insured vehicle. It may also provide protection against physical damage to the insured vehicle. It must include the address and name of the insured named the policy, the coverage provided by the policy, the amount charged therefor, the period of its effectiveness, and the limits of liability. It must also contain an endorsement or agreement stating that the insurance provided is in accordance with coverage specific to bodily injury and death, as well as property damage.

The language of the gun barrel city motor vehicle accident lawsuit vehicle policy may be confusing to the average person. Duncanville law firms usually suggest that individuals read the policy sample to fully understand the terms. One of the biggest confusions is the definition of "motor vehicle". This phrase is used in a variety of statutes that regulate the registration of vehicles and financial accountability laws.

Examples of the coverages that are covered under a motor policy include commercial auto coverage for automobiles that are used for commercial, business establishments or activities, employment, or occupations that are done to earn money, automobile liability coverage, which includes PIP MP, PIP, and uninsured and east stroudsburg motor vehicle accident attorney underinsured motorist coverage (UM/UIM). This kind of insurance is required by several states.

Permissive Use

It is essential to understand how insurance coverage will work in the event that a person other than the named insured or a family member drives your car and causes an accident. This is referred to as permissive use. The specifics of your insurance policy might differ, but most large car insurers offer this type of coverage.

It is important to remember that you are accountable for any damages caused by a driver who has your permission. Permission may be granted in the form of a written statement or implied, and it typically does not need to be recorded.

In determining if there is an implied permission, courts examine the relationship between the parties; their past behavior and use of the vehicle; as well as the circumstances surrounding the particular driving event. A court will also look at whether any restrictions were made on the scope of permissive usage and if even minor deviations from duration, location or limitations of the original permission would violate of these restrictions.

Keep in mind that adding another driver to your car insurance will likely result in your premium going higher, since it makes the car more risky to insure. Therefore, it is important to weigh your options carefully before lending your vehicle to others. Contact Jerry for a no-cost insurance quote and to discuss your policy's terms.